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Mortgage Loans

Mortgage Web Center
Shopping for a mortgage loan has never been easier! Apply for and get your mortgage approved online!! Instant rate quotes. We bring the bank to you, click Mortgage Web Center for the most convenient home loan ever.


Fixed-Rate Loans
Fixed-Rate Loans feature a competitive rate and payments that are fixed for the entire term of the loan. Fixed rate loans also offer...

  • Conventional financing
  • Insured financing
  • No pre-payment penalty.

Adjustable Rate Loans
Adjustable Rate Loans feature rates and payments that adjust according to market conditions. Additional features include...

  • Adjustment terms of 6 months, 1, 3, 5 or 7 years.
  • Interest rate "caps" to protect you from large erratic changes in the rate.
  • Lower initial interest rates than fixed-rate loans.
  • Conventional financing
  • Insured financing
  • No pre-payment penalty.
  • Convertible plan available with option to change to a fixed rate at a later date.

Construction Loans
Construction Loans are designed to finance the construction of a new home. Features include...

  • Interest payments only on the funds used during the first 9 months.
  • Automatic conversion to permanent mortgage without a second loan closing.
  • Available on all mortgage programs.

Home Equity/Line of Credit
As a homeowner, you can borrow against your equity for any worthwhile purpose. Our Home Equity Loans are available as a fixed payment installment loan or as a line of credit. Consult a tax advisor regarding the deductibility of interest.

Flexible Options
We also have a number of loan and down payment options, such as ...

  • Conventional mortgage loans.
  • Insured loans with low down payment.
  • Repayment terms from 5-30 years.
  • 100% Financing for qualified customers.
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