Commercial Loans

Flexibility is the key – we write the loan to best suit your business need.

Commercial Real Estate Loans: Are you tired of paying rent? Want to own your business' real estate? Frustrated with the current level of service or options your bank offers on your real estate loan? Mutual Federal Savings Bank is here to help you find the right structure and term to your real estate related business loan. Whether it is flexibility in interest rate options or terms that provide your business with the necessary capital to expand your current building, we want to help your business succeed.

Lines of Credit: Are your customers not paying you as quickly as you would like? Can you get a discount for buying a larger quantity of inventory? Lines of Credit provide working capital during peak seasons, fund needs generated by sales growth and provide cash in order to take advantage of discounts and other short-term needs. Call us today to see how we might help you live a better life.

Equipment Financing: You want to purchase a piece of equipment, machinery, or vehicle, but what is the best way to do that? You anticipate that a new machine will help your company grow, but how do you put together the necessary funds? Mutual Federal's experienced lending team will help you structure a flexible loan that will work with your cash flow to finance these needs.

Lease Options: Mutual Federal will handle all of the financial details associated with this leasing program. Leasing allows business owners to keep pace with the ever-changing technology without straining their everyday cash flow. In many instances, lease payments may be fully tax deductible (consult your tax advisor).

Construction and Development Loans: Where do you turn to finance the development and construction of a new business building? A company that has been involved in the financing of real estate projects for over 100 years would be a good start and Mutual Federal Savings Bank is that place. Our experience in development projects will help your company structure the options necessary for your success.

SBA Financing: What are the differences between and SBA 504 loan and a 7(a) loan? Are you aware there are other SBA loan programs available to suit your business? Our commercial lenders will help your business find the right program to fit your company's goals and work with you through the process to simplify things. Loans that are simple to understand and beneficial to your company are a click away.

Agricultural Loans: Does your bank understand your farm's needs? As agri-business changes so do the options for financing the growth of the family farm. Whether it is seasonal operating lines, financing of equipment, or livestock, we can help you.